Helpful Links

Welcome to DMB Financial's Helpful Links page. We hope that the links and web sites provided below will be of benefit to you.

Credit Bureaus

• Experian
  Experian is a global leader in providing value-added information solutions to organizations and consumers.
• Equifax
  Equifax enlightens, enables and empowers consumers to manage and protect their financial health.
• TransUnion
  TransUnion helps the consumer through educational tools and support to reach their credit goals.

Consumer

• AnnualCreditReport.com
  This site allows you to request a free credit report once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
• Better Business Bureau
  Since the founding of the first BBB in 1912, the BBB system has proven that the majority of marketplace problems can be solved fairly through the use of voluntary self-regulation and consumer education.
• Consumer Action
  Consumer Action serves consumers nationwide by referring them to complaint-handling agencies, publishing educational materials, advocating for consumers, and comparing prices on credit cards, bank accounts and other such services.
• Consumer Affairs.Com
  ConsumerAffairs.Com Inc. provides access to a variety of resources, including consumer news, recall information, consumer comments and complaints, self-help tools and directories of resources.
• Consumers Checkbook
  A nonprofit consumer organization whose purpose is to provide consumers with information about high quality services and products at the best prices.
• Credit Card Payment Calculator
  This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill.
• Federal Citizens Information Center
  The Federal Citizen Information Center (FCIC) has been a trusted one-stop source for answers to questions about consumer problems and government services.
• MSN Money
  A gateway to informative financial articles on banking, investing, taxes and more!
• National Association of Attorneys General
  A list of the Attorneys General by State.

Government

• Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
  This act made significant changes to American bankruptcy laws, affecting both consumer and business bankruptcies.
• Electronic Fund Transfer Act
  This act provides a basic framework establishing the rights, liabilities, and responsibilities of participants in electronic fund transfer systems. The primary objective of this title, however, is the provision of individual consumer rights.
• Fair Credit Billing Act
  The Fair Credit Billing Act (FCBA) was enacted as an amendment to the Truth in Lending Act. Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end" credit accounts, such as credit card or charge card accounts.
• Fair Debt Collection Practices Act
  This act seeks to eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses.
• The Fair Credit Reporting Act (FCRA)
  The Fair Credit Reporting Act (FCRA) is designed to promote accuracy used in consumer reports as prepared by The Consumer Reporting Agencies (CRAs) and to ensure the privacy of said information. The most common type of CRA is the credit bureau.
• Federal Trade Commission
  The Federal Trade Commission enforces a variety federal antitrust and consumer protection laws and seeks to ensure that the nation's markets function competitively, and are vigorous, efficient, and free of undue restrictions.
• FirstGov
  FirstGov.gov is an easy-to-search, free-access website designed to give you a centralized place to find information from U.S. local, state and federal government agency websites.
• FirstGov En Español
  FirstGov En Español
• Social Security Administration
  The Social Security Administration is the Nation's primary income security Agency. It administers the Federal retirement, survivors and disability insurance programs, as well as the program of supplemental security income (SSI) for the aged, blind and disabled.
• State and Local Contacts
  The State and Local Government on the Net Directory provides convenient one-stop access to the websites of thousands of state agencies and city and county governments.
• U.S. Tax Court
  Congress created the Tax Court to provide a judicial forum in which affected persons could dispute tax deficiencies determined by the Commissioner of Internal Revenue prior to payment of the disputed amounts.

Industry

• TASC (The Association of Settlement Companies)
  TASC™ was established in September 2005 in response to unfair and ambiguous debt management legislation passed in Texas. TASC was able to successfully exclude debt settlement companies from the Texas legislation. Following its victory in Texas, TASC broadened its focus to monitoring legislation in all fifty states.
• United States Organizations for Bankruptcy Alternatives (USOBA)
  The mission of USOBA is to create and advocate an agenda for the debt negotiation industry.